Finally. Home financing in Costa Rica has arrived.

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Ordinary and Extraordinary

We offer U.S.-style mortgages with no hidden fees or surprises. It’s the loan you know and trust in a country you didn’t expect to find it.

30-year mortgages
Attractive fixed interest rates
Borrow in U.S. dollars
No prepayment penalties or hidden fees
No unusual lending requirements
Standard U.S. tax benefits

What’s the catch? There isn’t one.

Pre-Qualify Now

Your Paradise. Funded.

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Who can borrow?

  • U.S. citizens

  • Permanent residents

How can I use my loan?

  • Buy a new home

  • Refinance an existing home

  • Cash-out refinance

What properties are allowed?

  • Primary residences

  • Second homes

  • Investment properties

Learn More

Dedicated to Your Success

We know Costa Rica. We know mortgages. We’ll guide you every step of the way.

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Zachary Kay
CEO & Founder
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Steve Sluyter
Lending Operations
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Mike Olson
Senior Underwriter
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Allen Lungo
Business Development
Contact Us

From the CEO...

Welcome to Second Street.

Great borrowers deserve great lending options, no matter where life takes them. I started Second Street to make international home ownership an attainable reality. With our deep experience and local knowledge, we’re here to help open your world.

We look forward to serving you.

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Zachary Kay
CEO & Founder
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Ready to get started?

Pre-Qualify Now