Finally. Home financing in Costa Rica has arrived.

Pre-qualify Today
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Ordinary and Extraordinary

We offer U.S.-style mortgages with no hidden fees or surprises. It’s the loan you know and trust in a country you didn’t expect to find it.

Mortgages up to
30 years
Attractive fixed interest rates
Borrow in U.S. dollars
No prepayment penalties
or hidden fees
No unusual lending
requirements
U.S. tax benefits for mortgage interest
(potentially
tax-deductible)
Pre-qualify Now

What’s the catch? There isn’t one.

Your paradise. Funded.

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Who can borrow?

U.S. citizens
Permanent residents

How can I use my loan?

Buy a new home
Refinance an existing one
Cash-out refinance

What properties are allowed?

Primary residences
Second homes
Investment properties

Learn More

Dedicated to Your Success

We know Costa Rica. We know mortgages. We’ll guide you every step of the way.

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Zachary Kay
CEO & Founder
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Steve Sluyter
Lending Operations
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Mike Olson
Senior Underwriter
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Allen Lungo
Business Development
Contact Us

From the CEO...

Welcome to Second Street.

Great borrowers deserve great lending options, no matter where life takes them. I started Second Street to make international home ownership an attainable reality. With our deep experience and local knowledge, we’re here to help open your world.

We look forward to serving you.

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Zachary Kay
CEO & Founder
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Ready to get started?

Pre-qualify Now