Finally. Home financing in Costa Rica has arrived.

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A modern, glass paneled home with a pool and loungers overlooking green, rolling hills with a mountain in the distance.

Ordinary and Extraordinary

We offer U.S.-style mortgages with no hidden fees or surprises. It’s the loan you know and trust in a country you didn’t expect to find it.

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30-year mortgages
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Attractive fixed interest rates
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Borrow in U.S. dollars
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No prepayment penalties or hidden fees
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No unusual lending requirements
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Standard U.S. tax benefits

What’s the catch? There isn’t one.

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Your Paradise. Funded.

A large, two-story, Spanish style home with a large outdoor patio overlooking a pool at dusk.

Who can borrow?

  • U.S. citizens

  • Permanent residents

How can I use my loan?

  • Buy a new home

  • Refinance an existing home

  • Cash-out refinance

What properties are allowed?

  • Primary residences

  • Second homes

  • Investment properties

Learn More

Dedicated to Your Success

We know Costa Rica. We know mortgages. We’ll guide you every step of the way.

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Zachary Kay
CEO & Founder
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Steve Sluyter
Lending Operations
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Mike Olson
Senior Underwriter
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Allen Lungo
Business Development
Contact Us

From the CEO...

Welcome to Second Street.

Great borrowers deserve great lending options, no matter where life takes them. I started Second Street to make international home ownership an attainable reality. With our deep experience and local knowledge, we’re here to help open your world.

We look forward to serving you.

zack-sgin
Zachary Kay
CEO & Founder
Photo of Zachary Kay, a smiling man with dark hair in a white shirt with a tropical background.

Ready to get started?

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Contact Us
+1 949-339-1660hello@mysecondstreet.com
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Equal Housing Lender Icon
Lending services provided by Second Street CR, S.R.L., a private lender registered with the Superintendencia General de Entidades Financieras (SUGEF). Second Street CR, S.R.L. provides equal lending opportunities to all applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. All rates and offers are offered for a limited time and subject to change without notice. Rates are based on an evaluation of credit history, loan-to-value, loan term, and other customary factors, so your rate may differ. If an escrow account is required, or requested, the actual monthly payment will also include monthly escrow payments. Other restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice. U.S Patriot Act Disclosure: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer.